AI-first accounting that Xero can't match
Xero's JAX is a chatbot. Odi is your AI team member. Get all-inclusive pricing with payroll built in — no add-ons, no invoice caps, no surprises. Starting at $49/mo.
Odiverse
Xero
Invoicing
Yes
Yes
Expense tracking
Yes
Yes
Full accounting
Yes
Yes
AI assistant (native)
Yes
Limited (JAX)
Cash flow forecasting
Yes
Yes
Payroll included
Yes
No (add-on)
Multi-entity
Yes
Yes
Bank reconciliation
Yes
Yes
API access
Yes
Yes
All-inclusive pricing
Yes
No
True AI assistant, not a chatbot
Xero's JAX handles basic queries. Odi is a full AI team member — it creates invoices, reconciles accounts, explains tax concepts, and alerts you to anomalies. It understands context and executes tasks, not just answers questions.
All-inclusive pricing from day one
Xero's Starter plan ($15/mo) limits you to 20 invoices and 5 bills. Most businesses need the Growing plan at $52/mo — and payroll is always extra. Odiverse gives you everything at $49/mo: unlimited invoices, payroll, forecasting, AI.
Payroll built in, not bolted on
Xero charges extra for payroll through Gusto integration ($40+/mo plus per-employee fees). Odiverse includes payroll as a core module — calculate, approve, and pay your team without leaving the platform or paying more.
Switch from Xero in under an hour
Export your Xero data as CSV, import it into Odiverse, and let Odi handle the account mapping and balance reconciliation automatically.
Switch from XeroFrequently asked questions
How do I migrate from Xero to Odiverse?
Export your data from Xero as CSV files (contacts, invoices, chart of accounts, bank transactions). Upload them to Odiverse and Odi will map your accounts, reconcile balances, and verify everything matches. Most migrations take less than an hour.
Is Odiverse really cheaper than Xero for a growing business?
For most businesses, yes. Xero's $15/mo Starter plan caps invoices at 20 and bills at 5 — far too limited for real use. The Growing plan ($52/mo) removes those limits but still charges extra for payroll. Odiverse at $49/mo includes everything with no caps.
Does Odiverse support multi-currency like Xero?
Yes. Odiverse supports multi-currency invoicing, automatic exchange rate updates, and foreign currency bank accounts. If you work with international clients or vendors, everything is handled seamlessly.
Other comparisons
The AI operating system for SMEs.
Autonomous AI agents running your back office — with enterprise-grade security.
Request access