Beyond cloud accounting — meet AI accounting
Xero brought accounting to the cloud. Odiverse takes it further with a conversational AI that doesn't just store your data — it works with it. No invoice limits, no payroll add-ons, no feature gates. Just intelligent accounting that gets smarter every day.
Odiverse
Xero
Unlimited invoicing
Yes
20/month on Starter (£15/mo)
AI assistant
Native (Odi)
Just Ask Xero (basic chatbot)
Conversational interface
Yes
No
Making Tax Digital (MTD)
Yes
Yes
HMRC VAT submissions
Yes
Yes
PAYE payroll
Included
Requires Gusto add-on
e-Invoicing (Peppol)
Ready
No
UK bank feeds
Yes (Open Banking)
Yes
Multi-entity consolidation
Yes
No (requires third-party app)
OCR receipt scanning
Unlimited
Via Hubdoc add-on
Real AI, not a chatbot
Xero's "Just Ask Xero" is a search-style chatbot that points you to help articles. Odi is a full AI team member — it creates invoices, reconciles transactions, explains your VAT position and flags anomalies before you even ask. The difference is between a search bar and a colleague.
No invoice limits, no feature gates
Xero's Starter plan caps you at 20 invoices per month and locks key features behind the £42/mo Established tier. Odiverse gives you unlimited invoicing, payroll, bank feeds and AI on every plan — starting at £49/mo with nothing held back.
Payroll built in, not bolted on
Xero dropped its own payroll product in the UK and now requires a Gusto add-on at extra cost. Odiverse includes full PAYE payroll with RTI submissions, payslips and auto-enrolment support in every plan. One platform, one login, one price.
Ready to move beyond Xero?
We connect directly to the Xero API to migrate your data — chart of accounts, contacts, invoices, bank transactions and history. No manual exports, no data loss.
Switch from XeroFrequently asked questions
Can I migrate from Xero to Odiverse?
Yes. We import your chart of accounts, contacts, invoices, bank transactions and historical data directly from Xero. Our migration tool connects to the Xero API, so there's no manual CSV export needed. Most migrations complete within a few hours.
I use Xero with add-ons for payroll and expenses — does Odiverse replace those?
Yes. Odiverse includes PAYE payroll, OCR receipt scanning and expense management natively — no third-party add-ons required. You get one platform instead of a patchwork of subscriptions, which also means one audit trail and one source of truth.
Is Odiverse MTD-compatible like Xero?
Yes. Odiverse is fully MTD-compatible for VAT and ready for MTD for Income Tax. We submit directly to HMRC, just like Xero does — but with the added advantage of Odi helping you review your return before submission and flagging potential errors.
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