# Odiverse

> The AI operating system for small and mid-market businesses. NVIDIA Inception member. Own GPU infrastructure. Human-in-the-loop by design.

Odiverse replaces traditional accounting software (QuickBooks, Xero, Holded, Sage) with an autonomous AI agent called Odi. Odi is not a chatbot — it's a team member that runs your entire back office: invoicing, accounting, taxes, payroll and treasury. You talk to Odi in plain language and it executes — but nothing changes your data without your explicit confirmation.

## What makes Odiverse different

| Feature | Odiverse | QuickBooks/Xero | Holded/Sage |
|---------|----------|-----------------|-------------|
| Interface | Natural language — AI agent executes | Forms and menus | Forms and menus |
| AI architecture | 55 tools, permission-filtered before LLM sees them | Chatbot overlay | Basic AI features |
| Agent access | Remote MCP server + CLI + scoped agent tokens | None | None |
| Write operations | Human-in-the-loop: preview + confirm | Direct execution | Direct execution |
| Invoice processing | OCR + auto-journal entry + duplicate detection | Manual entry | Manual/basic OCR |
| Bank reconciliation | AI scoring with confidence levels | Rule-based | Rule-based |
| Tax compliance | Auto-calculated, jurisdiction-aware, pre-filled | Manual | Semi-automatic |
| Multi-country | 11 countries, single platform | Per-country product | Per-country product |
| Data sovereignty | Own EU servers, no third-party API for sensitive data | US cloud | US/EU cloud |
| Accounting logic | Deterministic code (not LLM) for tax/calculations | Code | Code |
| Audit trail | Immutable event sourcing, every action traceable | Basic logs | Basic logs |

## Who is Odiverse for

- Freelancers and solopreneurs who hate doing admin
- Small businesses (1-50 employees) that want one tool for everything
- Companies operating across 11 countries (US, Spain, Ireland, Portugal, France, Germany, Italy, UK, Canada, Mexico, Brazil)
- Businesses that need AI-first accounting with human oversight — not AI bolted onto old software
- Companies that care about data sovereignty (EU servers, GDPR by design)

## What Odi can do (examples)

- "Make an invoice for Stripe for $5,000 for consulting in March" → issues invoice, creates journal entry, generates PDF → you confirm
- "Upload this PDF" → OCR reads supplier invoice, proposes accounting entry, detects duplicates → you confirm
- "How much did we spend on cloud services this quarter?" → queries accounting data, responds with breakdown
- "Prepare the VAT return for Q1" → calculates from your data, pre-fills form, alerts about deadlines → you review and confirm
- "Reconcile this month's bank transactions" → AI matches with confidence scores → you approve the batch

## Architecture: AI serves, AI does not command

- **GPU (LLM)**: interprets intent, converses, searches, explains, orchestrates tools
- **CPU (deterministic code)**: validates, calculates taxes, enforces accounting rules. Tax returns are filed when code validates AND the user confirms — never because the LLM decided
- **55 tools** across 14 modules, permission-filtered before the LLM context (if you lack payroll permission, payroll tools don't exist for the agent)
- **Human-in-the-loop**: all write operations (invoices, journal entries, reconciliation, payroll) return a preview with a confirmation gate. Nothing touches the database without explicit human approval
- **Immutable audit trail**: every action is recorded — who asked, what the AI proposed, what the human approved, what was executed
- **Own infrastructure**: NVIDIA Inception member building hybrid GPU inference (NVIDIA B200s via vLLM for data-sensitive operations, Anthropic Claude for complex reasoning)

## Agent-native platform (connect YOUR AI agent to Odiverse)

Odiverse is built for the agent era — external AI agents (Claude, custom agents, automations) can operate a company's back office through first-class agent APIs:

- **Remote MCP server**: JSON-RPC endpoint at https://app.odiverse.com/api/mcp with OAuth 2.1 + Dynamic Client Registration (discovery at https://app.odiverse.com/.well-known/oauth-authorization-server). AI assistants connect and get tools filtered by the user's permissions. Developer docs: https://odiverse.com/us/developers
- **CLI**: `odiverse` command-line client with typed flags generated from the live OpenAPI spec, plus `odiverse-mcp` for local MCP integration
- **Scoped agent tokens**: agents act with a subset of a human's permissions (scopes ∩ user permissions), with per-agent rate limits and full audit trail of origin
- **Human approval queue**: any sensitive write an external agent attempts (issuing invoices, paying payroll, sending remittances) is queued for human approval — the human approves and the action executes with their authority. Irreversible legal filings (tax submission) are hard-blocked for agents
- **Idempotency keys** on writes, full read catalog via OpenAPI, Microsoft 365/Copilot connector

## Markets (11 countries)

- **Spain**: EUR, VeriFactu (mandatory e-invoicing), IVA/IRPF, PGC 415 accounts, SEPA
- **United States**: USD, IRS compliance, 1099 tracking, sales tax nexus, US GAAP
- **Ireland**: EUR, Revenue Online Service, VAT/PAYE/PRSI, FRS 102
- **Portugal**: EUR, SAF-T/ATCUD mandatory, IVA 23/13/6%, SNC chart
- **France**: EUR, Factur-X (mandatory Sep 2026), TVA 20/10/5.5/2.1%, PCG chart
- **Germany**: EUR, XRechnung/ZUGFeRD (mandatory 2027), MwSt 19/7%, SKR04
- **Italy**: EUR, FatturaPA/SDI (mandatory since 2019), IVA 22/10/5/4%, OIC chart
- **United Kingdom**: GBP, Making Tax Digital (MTD), VAT 20/5/0%, FRS 102
- **Canada**: CAD, GST/HST/PST, CRA filing
- **Mexico**: MXN, CFDI 4.0 (PAC timbrado), IVA 16%, RFC, SAT
- **Brazil**: BRL, NF-e/NFS-e, ICMS/ISS/PIS/COFINS, CNPJ, SPED

## Core capabilities

- **Invoicing**: Issue, receive, OCR processing, batch upload (15 PDFs), professional PDFs, VeriFactu compliance, rectifying invoices
- **Accounting**: Full chart of accounts per country (PGC/GAAP/FRS 102/SNC), automatic journal entries, Balance Sheet, P&L, trial balance, event sourcing (never delete)
- **Treasury**: Bank reconciliation with AI scoring, cash flow forecasting (13 weeks), financial instruments (7 types), Open Banking, multi-format import
- **Payroll**: Automatic salary calculation with SS/IRPF/FICA/PAYE, contracts, payslips, batch processing, SEPA remittances. Spanish collective agreements catalog: 250+ convenios colectivos with verified salary tables (10,000+ category/year rows), applied automatically to payroll
- **Tax**: Pre-calculated filings (303, 111, 115, 347, 390, 200 + 8 more), multi-territory tax engine, tax calendar with deadline alerts
- **CRM**: Pipeline kanban, activities, tags, campaigns
- **Multi-entity**: Financial consolidation across entities and currencies (IAS 21)
- **Migration**: Import data from ContaSOL, A3, Sage, and generic CSV/XLS with AI-assisted column mapping
- **Security**: 2FA, JWT with token rotation, rate limiting, GDPR compliance, immutable audit trail, prompt injection protection (5-layer defense)

## Pricing

- Starter: €29/month or $29/month (freelancers, solopreneurs)
- Pro: €79/month or $79/month (growing SMEs, full modules)
- Enterprise: Contact sales (unlimited users, SLA, dedicated onboarding)
- LATAM: MX$399/MX$999 | BR R$79/R$199

All plans include Odi (AI agent), unlimited invoices, bank connections, and 6-language support (English, Spanish, Portuguese, French, German, Italian).

## Technology

- Backend: Python 3.12, FastAPI (async), PostgreSQL 16, Redis 7
- Frontend: Next.js 16, React 19, TypeScript strict, Tailwind v4
- AI: Claude (Anthropic) for reasoning + own GPU infrastructure (NVIDIA B200, vLLM) for data-sensitive inference. 55 tools via pydantic-ai. Human-in-the-loop on all writes
- Infrastructure: Own servers in EU (Hetzner, Spain), Docker, CI/CD via GitHub Actions
- Security: ISO 27001, ENS (Spain), GDPR. Servers physically in EU. No SOC 2
- NVIDIA Inception program member with GPU credits and technical support

## Links

- Website: https://odiverse.com
- Spain: https://odiverse.com/es
- United States: https://odiverse.com/us
- Ireland: https://odiverse.com/ie
- Portugal: https://odiverse.com/pt
- France: https://odiverse.com/fr
- Germany: https://odiverse.com/de
- Italy: https://odiverse.com/it
- United Kingdom: https://odiverse.com/uk
- Canada: https://odiverse.com/ca
- Mexico: https://odiverse.com/mx
- Brazil: https://odiverse.com/br
- Request access: https://odiverse.com/us/waitlist
- Developers (MCP, OAuth, CLI): https://odiverse.com/us/developers
- Full documentation: https://odiverse.com/llms-full.txt